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Best ‘free’ credit cards

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Furman University Assistant Professor of Finance Jonathan Handy

WalletHub taps the expertise of Furman University Assistant Professor of Finance Jonathan Handy for his take on “free credit card” offers from lenders. While the lure of the word “free” is strong, Handy cautions would-be takers on the risk of building up too much debt in the near term that could be difficult to pay off later. “The [credit card] companies gamble that the average individual is not disciplined enough to curb their immediate spending habits and will incur long-lasting payments,” he said.

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